Why Did We Choose to Work in Mortgage Lending?

July 12, 2025•1 min read

Why We Chose the Mortgage Path — And What It Means for You

Every mortgage tells a story. For us, it started with one shared belief: the right home loan can change everything.

We’ve both worked with people who were confused or underserved by the lending process, and that’s what drew us in. We saw how impactful it could be to explain things clearly, listen without pressure, and truly guide people through one of the biggest financial decisions of their lives.

That’s why we became loan officers, to empower clients to make smart, confident decisions through clarity and honest support.

What Drives Us Today

We treat every buyer like family
We make complex topics simple
We communicate clearly and consistently

Whether you’re a first-timer or a seasoned homeowner, you deserve advocates who take your goals seriously and provide honest, upfront advice at every step.

What You Can Expect Working with Us:

Transparency
Prompt responses
Options, not pressure

If we can help even one family feel confident and supported during their mortgage journey, we’ve done what we set out to do.

If you're thinking about buying or refinancing, we’re just a call or text away. Let’s make it personal: 321-321-9455 or [email protected], because your mortgage should work for you.

Kelly Nadeau, NMLS #1027618 | Raymond Nadeau NMLS #1027617 | Licensed in Florida
Loan Officer | Empowered by NEXA Mortgage | Smart-N-Loans, LLC NMLS #1660690
Equal Housing Lender
NEXA Mortgage 5559 S Sossaman Rd #1 Ste 101, Meza, AZ Arizona
https://nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1660690

This is not a commitment to lend. Rates and terms are subject to change without notice.

Kelly Nadeau

Kelly Nadeau is a dedicated Loan Officer and Florida mortgage expert, proudly empowered by NEXA Mortgage Smart‑N‑Loans. As a mom of three and business partner to her husband, Kelly brings heart, hustle, and high-level service to every client interaction. With access to 200+ lenders and programs—including FHA, VA, Conventional, JUMBO, DSCR, Bank Statement, and First-Time Buyer loans, she tailors each solution to fit real-life goals. Whether guiding a new homebuyer or helping a family refinance, Kelly blends education, empathy, and efficiency. When she’s not helping clients build generational wealth, you’ll find her at the beach with family, crocheting, cooking, or nurturing tropical fruit trees in the Florida sun. Her mission? Make home loans fast, simple, and smart—for every Florida family.

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