Ray Nadeau · NMLS #1027617 | Equity Smart Home Loans · NMLS #856170
Equity Smart Home Loans
Ray Nadeau · Lake Mary, Florida

The MLO Brief · Free monthly brief

One useful idea a month for Central Florida loan officers.

From a licensed loan officer and Florida broker who still originates. Real comp math, getting deals done when one lender says no, and earning Realtor referrals the right way. Three minutes a month. Unsubscribe anytime.

  • What your comp plan really nets you after every fee
  • Saving deals when a borrower doesn’t fit one lender’s box
  • Realtor referral partners without paying for leads
  • Building a book that doesn’t reset every year

Written by Ray Nadeau, NMLS #1027617, Equity Smart Home Loans, Lake Mary.

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Why loan officers talk to Ray

Broker access without paying your company rent.

No monthly feesNo Equity Smart desk or branch fee on top. Your only monthly cost is your own ARIVE loan platform subscription.
Broker accessShop scenarios across a wide network of wholesale lenders instead of one rate sheet.
Local supportEquity Smart Home Loans has been in business since 2001. In Lake Mary, you get Ray directly.

Per-loan processing and origination fees apply. Ray walks through the full comp plan on a call. Career information for licensed mortgage professionals, not an offer to lend.

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Equity Smart Home Loans, NMLS #856170 · 255 Primera Blvd, Suite 160, Lake Mary, FL 32746 · 321-321-9455
Ray Nadeau, Mortgage Loan Originator, NMLS #1027617 · Licensed Florida Real Estate Broker BK3344407
NMLS Consumer Access · Equal Housing Opportunity