DSCR Loans for Real Estate Investors

No Tax Returns. No W-2s. Just Property Cash Flow.

Qualify for investment property loans using your rental income — not your personal income. Close fast with flexible, investor-friendly terms.

No tax returns. No hassle. Just the DSCR loan that gets your deal done.

Ready to find the right DSCR loan for your next deal?

  • No tax returns typically required — qualify using property cash flow

  • Streamlined closings available — timeline depends on underwriting

  • Flexible terms offered — based on borrower qualifications

  • Interest-only options available — for eligible borrowers

  • Covers multiple property types — SFR, multifamily, condos & more

  • Self-employed & LLC borrowers welcome — if program eligible

Loan programs subject to change. All offers depend on credit approval, underwriting, property eligibility, and other conditions. Terms and availability may vary.


Mortgage Pre-Approval

Step 1:Fill out the quick form.

Use our secure online app — it only takes minutes.


House Shopping

Step 2: Review your personalized loan options.

We’ll match you with the best programs based on your goals.


Loan Application

Step 3: Get pre‑approved and start shopping.

Know your buying power — and shop with confidence.


Kelly Nadeau | NMLS #1027618

Raymond Nadeau | NMLS #1027617

Mortgage Loan Officers | Licensed in Florida

CALL OR TEXT 321-321-9455

NEXA Lending, LLC | NMLS #1660690

5559 S. Sossaman Rd, Ste. 101, Mesa, AZ 85212

Equal Housing Lender

This is not a commitment to lend. All loans are subject to credit approval and program qualifications. Terms, conditions, and availability are subject to change without notice. Visit nmlsconsumeraccess.org for full licensing and lender details.

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