Smart Loans,
Made Simple
Non-QM Loan
Alt-doc loans for self-employed and freelancers
DSCR Loan Program
Use rental income — no tax returns needed
Refinance Options
Lower your rate or access equity — check options
Reverse Mortgage
Access your home equity without selling
Move-Up
Loans
Upsize your home with the right loan
Move-Down
Loans
Downsize smart with flexible options
GET INTRODUCED
Tell us a little about you, and we'll connect you with a licensed
loan expert who can help find the right program.
Why Choose Us
Finding the right home loan shouldn’t feel complicated. At NEXA Lending, we make it simple, personal, and transparent — helping you choose a loan that fits your goals, not someone else’s checklist.
With access to over 200 trusted lenders nationwide, you’ll get loan programs that match a variety of financial needs — from first-time buyers to experienced investors.
Mortgage Pre-Approval
Step 1: Apply Online
Use our secure online app — it only takes minutes.
House Shopping
Step 2: Review Your Options
We’ll match you with the best programs based on your goals.
Loan Application
Step 3: Get Pre-Approved
Know your buying power — and shop with confidence.
Which Loan Fits Your Goals?
Every borrower’s story is unique — and your loan should be too. Whether you’re an investor, a first-time buyer, or looking to refinance, we’ll help match you with the best loan programs for your goals.
Non-QM Loan
Alt-doc loans for self-employed and freelancers
DSCR Loan Program
Use rental income — no tax returns needed
Refinance Options
Lower your rate or access equity — check options
Reverse Mortgage
Access your home equity without selling
Move-Up
Loans
Upsize your home with the right loan
Move-Down
Loans
Downsize smart with flexible options
Purchase A New Home
Whether you’re buying your first home or moving up, we offer Qualified Mortgage (QM) programs that meet standard lending guidelines — including conventional, FHA, and VA loans.
For borrowers who fall outside traditional requirements, Non-QM options are also available.
Conventional, FHA, and VA loan options
Fixed and adjustable-rate programs
Low down payment opportunities (based on eligibility)
Clear, straightforward lending process
Kelly Nadeau | NMLS #1027618
Mortgage Loan Officer | SMART-N-LOANS
empowered by NEXA Mortgage, LLC
Corporate NMLS #1660690
5559 S. Sossaman Rd, Ste. 101, Mesa, AZ 85212
Equal Housing Lender | Licensed in Florida
CALL OR TEXT 321-321-9455